What does it mean if a card is blocked?

When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again. You can confirm if the card is blocked by calling customer care service or at the bank branch.

If due to some negligence or carelessness the ATM card gets blocked, then the best thing to do is visit your nearest bank branch. All one needs to do is submit a written application along with the cardholder’s identity proofs, so that the bank can take further procedures to unblock the ATM card.

The Block Debit Card feature Enables users to report stolen or lost debit cards to the bank, so that the bank can block the processing of any transaction performed on the debit card immediately.

Your card may be declined for a number of reasons: the card has expired; you’re over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

Depending on the reason for the block, You can unblock your credit card by calling the bank or credit card company and discussing the issue. You may need to go through extra steps such as: Answering security questions to confirm your ID.

You can still use your card for physical in-store transactions and telephone payments and to log in to online servicing. However, You won’t be able to use your card for online transactions until your account is unblocked.

No, you can’t make payments if your card is blocked, however you can still receive payments in your account if your account is still live.

No, it is not possible to transfer money via your ATM/debit card if it is locked. However, you can still use your account details to transfer money via NEFT or RTGS. To unlock your card, you can consider taking the matter to the bank/card issuer’s Customer Services or Credit Control Department. Q.

If you have blocked the card due to suspicious activity or due to your negligence and now would like to unblock it, you will have to Place a request at the nearest bank branch. You may have to provide your identity proof along with your account number so that the bank can unblock the card.

How do I know if my card is blocked? You can know the status of your card by Calling the credit card customer care number of the bank and or by logging in to your net banking account as well.

What can be done? Firstly, Make the payment of the entire debt amount at your bank. After completing this process, you will have to contact your bank customer care number or visit branch, for registering your credit card so that it can be re-activated.